EazyDiner IndusInd Bank Credit Card Review

This is a card for people who eat out often and book through EazyDiner, not a general spender's daily card. The pitch is a one-year EazyDiner Prime membership worth ₹3,550, which guarantees 25% to 50% off at more than 2,000 premium restaurants and bars, stacked with an extra 25% instant discount when the bill is paid through the EazyDiner app. A couple that dines out two or three times a month in metro restaurants will clear the ₹2,999 fee on discounts alone. Light diners, anyone who rarely uses EazyDiner, or buyers who want lounge access and points on every swipe should look elsewhere, because the value here sits almost entirely at the table.

The dining return is the whole story, and it does not arrive as points. The bundled EazyDiner Prime membership guarantees 25% to 50% off at over 2,000 partner restaurants, and paying the bill through the EazyDiner app adds a further 25% instant discount on top. That extra discount is capped at ₹1,000 per transaction and ₹2,000 a month, and the monthly ceiling rises to ₹5,000 once ₹30,000 of non-dining spend has gone on the card in the previous calendar month. A household that already routes groceries and bills through the card to clear that bar can pull ₹5,000 of dining discount every month, which is ₹60,000 a year against a ₹2,999 fee. Reward points sit in the background and are thin on the dining side: dining spends earn no points at all, since the discount replaces them. Everything else earns either 10 reward points per ₹100 on shopping, entertainment, and hotel and travel bookings, or 4 points per ₹100 on general spends, with each point worth ₹0.10. That works out to a 1% return on the bonus categories and 0.4% elsewhere, which is ordinary, so nobody should hold this card for its points. The welcome benefit is more tangible: 2,000 EazyPoints plus a ₹7,500 Postcard Hotels stay voucher on paying the joining fee, and the same package repeats on every renewal. A complimentary premium beverage for each diner at 200+ select restaurants rounds out the table-side perks. Read together, the maths rewards frequent restaurant booking and very little else.

At ₹2,999 plus GST as a joining fee and the same ₹2,999 every year, this is not a cheap card to hold, and there is no published spend-based waiver to make the renewal disappear. The fee has to be earned back through use. Bundled benefits do a lot of that work before any discount is counted: the EazyDiner Prime membership alone is worth ₹3,550, and the ₹7,500 Postcard Hotels voucher plus 2,000 EazyPoints land as a welcome package and again on renewal, so a cardholder who actually redeems them is ahead on paper from day one. Redemption is the catch, though. The Prime membership only pays off if you book restaurants through EazyDiner, and the hotel voucher only counts if a Postcard Hotels stay fits your travel plans. A cardholder who pays ₹2,999, ignores the app, and lets the voucher lapse has bought an expensive ordinary card. One more point: the official MITC PDF still lists a ₹1,999 fee while the live product page quotes ₹2,999, so the figure on your welcome kit is worth checking against your statement. The 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 is a minor sweetener, not a reason to hold the card. The fee verdict is simple: book through EazyDiner often enough to bank the discounts and the renewal benefits, or the card is dead weight.

The card advertises 2,000 EazyPoints and a ₹7,500 Postcard Hotels stay voucher on payment of the joining fee, repeated on every annual renewal. Translated into rupee value, that lands at roughly ₹7,500 based on the voucher's face value.

Against the joining fee of ₹2,999, the welcome bonus alone covers a meaningful share of year-one cost. The remainder needs to come from your normal spending across the categories above.

Whether the welcome offer tips the decision depends on how you would actually use the points or the voucher you receive.