Key features
- 5% cashback on eligible online spends across a broad merchant list
- 1% cashback on offline/in-store spends
- Annual fee waived on INR 2L spend
- 1% fuel surcharge waiver
- Cashback ceiling: Rs 2,000/cycle online + Rs 2,000/cycle offline (Rs 4,000 aggregate)
Cashback
| Category | Rate | Detail |
|---|---|---|
| online shopping | 5% | 5% cashback on eligible online spends (excludes wallet loading, rent, utility, insurance, jewellery, education, gift, railways, quasi-cash, gaming, tolls, government â Rs 2,000/cycle online sub-cap) |
| offline | 1% | 1% cashback on offline spends (Rs 2,000/cycle offline sub-cap) |
| Default cashback rate | 1% | All other eligible spends |
| Monthly cashback cap: ₹4,000 | ||
Fees
| Joining fee | ₹999 |
| Annual feeWaived on annual spend of INR 2,00,000+ | ₹999 |
Eligibility
Min annual income₹3,00,000
Age21 – 65 years
EmploymentSalaried & self-employed
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