IndusInd Bank
IndusInd Tiger Credit Card
Annual feeFree
Joining feeFree
Best rate6× points
Issuer · IndusInd Bank · India
IndusInd Bank credit cards: full list & fees.
All 5 IndusInd Bank cards — including three lifetime-free options and the EazyDiner dining card — in one verified list.
5 IndusInd Bank credit cards are listed in the grid below with verified joining fee, annual fee, and best reward rate for each. Three cards carry no annual fee (Tiger, Platinum Visa, Platinum RuPay). The Legend carries a ₹5,000 joining fee but no annual fee. EazyDiner is the only paid card at ₹2,999, targeting dining-focused spenders. IndusInd's range is compact but covers lifetime-free everyday cards at both entry and mid-tier, a dining co-brand, and the Legend premium card.
IndusInd Bank
IndusInd Legend Credit Card
Annual feeFree
Joining fee₹5,000
Best rate2× points
IndusInd Bank
IndusInd Bank Platinum Visa Credit Card
Annual feeFree
Joining feeFree
Best rate1× points
IndusInd Bank
EazyDiner IndusInd Bank Credit Card
Annual fee₹2,999
Joining fee₹2,999
Best rate10× points
IndusInd Bank
IndusInd Bank Platinum RuPay Credit Card
Annual feeFree
Joining feeFree
Best rate2× points
Choosing an IndusInd card
Three free options, a dining co-brand, or Legend for the long term?
IndusInd has the highest density of lifetime-free cards of any issuer in the catalogue at its tier. Tiger, Platinum Visa, and Platinum RuPay all carry no annual fee — Tiger is the most feature-rich of the three, with lounge access and a 6× accelerated reward rate on dining and entertainment. Platinum Visa and RuPay are thinner everyday cards. The RuPay variant supports UPI payments at UPI-enabled merchants, which is useful for households who pay via UPI at offline stores.
EazyDiner IndusInd is the dining co-brand, at ₹2,999. It earns 10× rewards on dining at EazyDiner partner restaurants and 2× on other spends, includes complimentary EazyDiner Prime membership, and provides access to dining deals and priority reservations. It is best for cardholders who eat out at fine-dining or casual restaurants frequently enough that the EazyDiner Prime membership alone covers the fee.
IndusInd Legend carries a ₹5,000 joining fee and no annual fee thereafter. It earns 2× rewards on all spends, provides domestic lounge access, and is positioned as a premium everyday rewards card. The no-annual-fee structure makes it potentially cost-efficient over the first two to three years compared to paid premium cards at similar joining fee levels.
FAQ
Common questions
01Which IndusInd Bank credit card is the best lifetime-free option?
IndusInd Tiger is the strongest lifetime-free card in the IndusInd range. It earns 6× reward points on dining and entertainment and 1× on other spends, provides complimentary domestic lounge access, and carries no annual or joining fee. It is the natural starting point for IndusInd customers who want a no-cost card with meaningful perks beyond a plain rewards rate.
02Is the IndusInd Legend worth the ₹5,000 joining fee?
The Legend's lifetime-free structure means the only outlay is the ₹5,000 joining fee, never renewed. If you plan to hold the card for three or more years, the effective annual cost falls to ₹1,667 or lower, which is competitive with mid-tier paid cards. The 2× rewards on all spends and lounge access make it a sensible long-hold card for IndusInd banking customers. It is not the right card if you anticipate switching issuers within the first two years.
03Does the IndusInd Platinum RuPay support UPI payments?
Yes. IndusInd Platinum RuPay Credit Card supports UPI payments at merchant QR codes and UPI-enabled offline stores. This makes it useful in retail environments where card swipe is not available but a QR code is. The card is lifetime-free with no annual fee and earns reward points on eligible spends, including UPI transactions at supported merchants.
04What is the EazyDiner IndusInd card and who should apply?
EazyDiner IndusInd is a dining co-branded card at ₹2,999 annual fee. It earns 10× Reward Points on dining at EazyDiner partner restaurants, includes complimentary EazyDiner Prime membership (which provides table discounts, priority booking, and other dining perks), and earns 2× on other spends. It is best for frequent diners at EazyDiner-listed restaurants: if you use EazyDiner Prime regularly, the membership's value alone can cover the annual fee.
05Can I apply for an IndusInd Bank credit card without an IndusInd account?
Yes, IndusInd Bank accepts credit card applications from non-IndusInd customers. Salaried and self-employed applicants meeting income and credit score criteria can apply. An existing IndusInd savings or salary account can improve approval odds, particularly for Legend and EazyDiner cards. Confirm current eligibility requirements on IndusInd Bank's official product page before applying.