Step 01
Answer 5 quick questions
Tell us about your income, your spending habits, and what matters most to you in a card.
Independent Card Intelligence · India
Find your perfect credit card in India in two minutes.
Answer a few questions about how you spend. Our AI matches you with the best credit cards in India — with savings estimated for your exact profile.
64Cards analysed and catalogued
56Reviews published
₹14,200*Avg yearly savings
*Estimated savings based on a blended average across cashback, fuel, travel, and lifestyle cards in our catalogue. Your actual savings depend on your spending profile and card chosen.
PickMyCard
PickMyCard
PickMyCard
01How it works
Step 02
AI analyses your profile
Our engine calculates rewards, cashback and savings across every card for how you actually spend.
Step 03
Get personalised picks
See your top matches with estimated annual savings and a clear breakdown of every benefit.
HDFC Bank
HDFC Millennia
5% cashback on Amazon, Flipkart, Swiggy · 8 domestic lounge visits/yr
Annual Fee₹1,000
Axis Bank
Axis ACE Credit Card
5% cashback on bills via Google Pay · 4% on Swiggy, Zomato, Ola
Annual Fee₹499
SBI Card
SBI Cashback Credit Card
5% cashback on online spends · â¹2,000/month online cap
Annual Fee₹999
Axis Bank
Axis Flipkart Credit Card
5% on Flipkart and Myntra · 4% on preferred merchants
Annual Fee₹500
IDFC First Bank
IDFC FIRST WOW! Credit Card
Lifetime free, no income proof · 4x reward rate on all spends
Annual Fee₹0
American Express
American Express Platinum Reserve Credit Card
12 domestic + 2 international lounges · 6x rewards on online shopping
Annual Fee₹10,000
The comparison engine
Compare any cards, side by side.
Fees, reward rates, lounge access and eligibility — laid out in one clear table so the best card for you is obvious.
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