Featured Offer
Get 19,000 MR welcome points worth ~₹9,500
Spend ₹5,000 within 90 days of card approval for 8,000 MR. Spend ₹30,000 in the same window for another 11,000 MR.
Apply by 30 Jun 2026Worth ~₹9,500
Apply by 30 June 2026 to qualify. 90-day spend window starts on card approval. Standard Amex T&Cs apply.
Key features
- Joining and annual fee of ₹10,000 each (plus 18% GST); annual fee waived on ₹10,00,000 of spend in the preceding year
- 1 MR point per ₹50 spent base earn rate; fuel, insurance, utilities, cash transactions, and POS EMI conversions earn nothing
- 3X MR points on 50+ brands including Apple and MakeMyTrip via Amex Reward Multiplier portal
- Monthly milestone: ₹1,000 gift voucher on ₹50,000 of monthly spend (Flipkart, BookMyShow, MakeMyTrip, Myntra, PVR, Shoppers Stop)
- Welcome bonus via referral path: 8,000 MR on ₹5,000 spend plus 11,000 MR on ₹30,000 spend (both within 90 days of issuance)
- 12 complimentary domestic lounge visits per year (3 per quarter); ₹750 per visit beyond limit
- Priority Pass membership with 2 complimentary international lounge visits per year; US$35 per visit beyond, US$99 annual fee waived
- Accor Plus Explorer membership for hotel stays and dining at Accor properties
- Taj Epicure membership: 25% off dining and delivery, 20% off stays at Taj properties
- EazyDiner Prime membership: 25-50% off at 2,000+ restaurants
- Platinum Concierge available 24x7
- 3.5% foreign currency markup
Rewards
| Category | Rate | Detail |
|---|---|---|
| online shopping | 6× | 3X MR points (6 per ₹100) on 50+ brands via Amex's Reward Multiplier portal, including Apple and MakeMyTrip |
| Default earn rate | 2× | All other eligible retail spends |
| Welcome bonus: Up to 19,000 MR bonus points via referral path: 8,000 MR points on ₹5,000 spend within 90 days plus 11,000 MR points on ₹30,000 spend within 90 days. Standard offer without referral: 11,000 MR points on ₹30,000 spend in 90 days. | ||
Fees
| Joining fee | ₹10,000 |
| Annual feeAnnual fee waived on total spends of ₹10,00,000 in the preceding membership year | ₹10,000 |
Lounge access
Domestic12 visits / year
International2 visits / year
ProgrammePriority Pass plus Amex domestic lounge programme (3 visits per quarter cap on domestic; ₹750 per visit beyond. Priority Pass annual fee waived; US$35 per visit beyond 2 international visits)
Eligibility
Min annual income₹6,00,000
Age18 – 70 years
EmploymentSalaried & self-employed
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