American Express Platinum Reserve Credit Card

Rewards Details

Fees

Lounge Access

Eligibility

Key Features

• Joining and annual fee of ₹10,000 each (plus 18% GST); annual fee waived on ₹10,00,000 of spend in the preceding year
• 1 MR point per ₹50 spent base earn rate; fuel, insurance, utilities, cash transactions, and POS EMI conversions earn nothing
• 3X MR points on 50+ brands including Apple and MakeMyTrip via Amex Reward Multiplier portal
• Monthly milestone: ₹1,000 gift voucher on ₹50,000 of monthly spend (Flipkart, BookMyShow, MakeMyTrip, Myntra, PVR, Shoppers Stop)
• Welcome bonus via referral path: 8,000 MR on ₹5,000 spend plus 11,000 MR on ₹30,000 spend (both within 90 days of issuance)
• 12 complimentary domestic lounge visits per year (3 per quarter); ₹750 per visit beyond limit
• Priority Pass membership with 2 complimentary international lounge visits per year; US$35 per visit beyond, US$99 annual fee waived
• Accor Plus Explorer membership for hotel stays and dining at Accor properties
• Taj Epicure membership: 25% off dining and delivery, 20% off stays at Taj properties
• EazyDiner Prime membership: 25-50% off at 2,000+ restaurants
• Platinum Concierge available 24x7
• 3.5% foreign currency markup