Independent analysis of the cards Indians actually carry. Devaluation alerts the day the schedule of charges moves. Side-by-side comparisons where the math decides the winner. Long-form explainers that hold up six months later.
HSBC India's Spend Fest runs 9 July to 16 August 2026. Registration is mandatory, by SMS HFEST to 575750, and milestone rewards run to ₹4 lakh.
Read the analysis →When banks change card benefits, we cover what changed, who is affected, and whether the card is still worth holding.
Flying Blue splits award tickets into Light, Standard and Flex from 8 September 2026. The cheapest tier keeps old saver miles but drops lounge access, free bags and cancellation.
Amex drops the 7,500 and 22,500 point milestone bonuses from 10 September 2026 and gates lounge access behind ₹1 lakh of quarterly spend from 1 October.
BOB Eterna's unlimited lounge access now needs ₹75,000 quarterly spend, up from ₹40,000. What changed, who it hits, and cheaper alternatives.
Timely coverage of what is changing in Indian credit cards: RBI and network rules, new launches, and issuer moves, with what each change means for cardholders.
Amex India has lifted two Membership Rewards transfer ratios: 1,00,000 MR now buys 1,50,000 Hilton Honors points, up from 90,000, and 80,000 Virgin Points, up from 50,000.
Three credit cards genuinely launched in India in 2026, verified against issuer sources: SBI Card's Flex, Paisabazaar's Paisa+, and Kiwi's PNB tie-up.
Axis Bank reinstated Qatar Airways as a TravelEdge transfer partner in July 2026, but Magnus, Atlas and Horizon holders get the same reduced ratio April introduced.
Side-by-side breakdowns of Indian credit cards that compete for the same wallet. We pick a winner where the math is clear and explain the trade-offs where it isn't.
Axis Bank's Flex by Google Pay is nil-fee on a confirmed doubling mechanic. The new SBI Card version costs ₹499 and has not published its own.
The Amex Platinum Charge Card costs ₹66,000; the Platinum Reserve ₹10,000. We compare the fees, rewards, and lounge access, and find the exact annual spend where the Charge Card overtakes.
Axis IndiGo Standard, Premium, and IDFC FIRST Dual rated side by side: earn rates, lounge access, and which fee tier fits your IndiGo flying pattern.
Long-form explainers on how to think about Indian credit cards, from understanding reward economics to navigating fee waivers, devaluations, and category limits.
Visa and Mastercard both run free international eSIM programs through partners like Travelgoogoo, GigSky and Airalo. Coverage depends entirely on your exact card tier.
A 3.5% forex markup on ₹1,50,000 spent abroad costs ₹5,250, often more than the lounge visits a travel card is bought for.
RBI's opt-in rule turned overlimit charges off by default from 28 November 2025. What the rule says, how the toggle works, and who should switch it on.
Long-form reviews of specific Indian credit cards. We cover fee economics, reward math, and a clear take on who should apply.
Axis Ace pays 5% on Google Pay bill payments with a ₹500 monthly cap. After SBI Cashback's April 2026 cuts, whether it still belongs in a 2026 wallet.
An honest take on the Federal Scapia card. Unlimited domestic lounges at zero fee, the Scapia app dependency, and where it fits in your wallet.
Time-limited credit card offers worth knowing about: welcome bonuses, fee waivers, and category boosts from Indian issuers.
A targeted Marriott Bonvoy offer pays 1,000 points for linking an Emirates Skywards account by 31 October 2026. The dual earning it sells is tier-gated.
Earn 5,000 bonus Marriott Bonvoy points after one paid hotel stay, 15 Jul to 30 Sep 2026. Requires linked Emirates Skywards account.
Scapia's September 2026 Refer and Earn campaign is live from 1 September, paying ₹1,500 at 3 referrals, ₹25,000 at 6, and a new ₹60,000 Amazon voucher at 15. Croma is gone; every reward is now Amazon.