Independent analysis of the cards Indians actually carry. Devaluation alerts the day the schedule of charges moves. Side-by-side comparisons where the math decides the winner. Long-form explainers that hold up six months later.
HSBC India has launched the Spend Fest, live 9 July to 9 August 2026. Registration is mandatory and cardholders unlock milestone rewards up to ₹4 lakh. Here are the confirmed mechanics.
Read the analysis →When banks change card benefits, we cover what changed, who is affected, and whether the card is still worth holding.
BOB Eterna's unlimited lounge access now needs ₹75,000 quarterly spend, up from ₹40,000. What changed, who it hits, and cheaper alternatives.
IndusInd cut the fuel surcharge threshold on standard cards to ₹30,000, doubled DCC fees, and added a transport charge, all effective 15 June 2026.
From 1 July 2026 HDFC caps accelerated points on SmartBuy gift vouchers at 3,000 a month. Infinia loses 80% of its voucher earning. What to do now.
Timely coverage of what is changing in Indian credit cards: RBI and network rules, new launches, and issuer moves, with what each change means for cardholders.
Standard Chartered card accounts transfer to Federal Bank regardless of consent. The 31 July 2026 deadline decides only whether you get a new card.
Cardholders say SBI Card reported an unpaid current due to CIBIL before the due date arrived, with score falls of 50 to 70 points. How to verify it on your own report and escalate it so it is actually reversed.
SBI, HDFC and Axis have all trimmed rewards this year. The reasons: rising card defaults, costlier capital and a points bill banks no longer want to pay.
Side-by-side breakdowns of Indian credit cards that compete for the same wallet. We pick a winner where the math is clear and explain the trade-offs where it isn't.
The Amex Platinum Charge Card costs ₹66,000; the Platinum Reserve ₹10,000. We compare the fees, rewards, and lounge access, and find the exact annual spend where the Charge Card overtakes.
Axis IndiGo Standard, Premium, and IDFC FIRST Dual rated side by side: earn rates, lounge access, and which fee tier fits your IndiGo flying pattern.
Both Kiwi and Jupiter Edge+ CSB Bank are lifetime-free RuPay cards, but Kiwi pays 1.5% on UPI scan-and-pay while Jupiter Edge+ earns up to 7% on Amazon and Flipkart.
Long-form explainers on how to think about Indian credit cards, from understanding reward economics to navigating fee waivers, devaluations, and category limits.
Amex and ALL Accor named 12 launch markets on 22 July 2026. India was not one. Here are the Accor transfer routes Indian cardholders have today.
Green Points still convert to Bonvoy at 2:3, but the May 2026 caps halved the annual ceiling to 30,000 Bonvoy. The HDFC route, costed end to end.
HDFC no longer issues the base Regalia to new applicants. For existing holders being offered Regalia Gold, here is what actually changes and what doesn't.
Long-form reviews of specific Indian credit cards. We cover fee economics, reward math, and a clear take on who should apply.
Axis Ace pays 5% on Google Pay bill payments with a ₹500 monthly cap. After SBI Cashback's April 2026 cuts, whether it still belongs in a 2026 wallet.
An honest take on the Federal Scapia card. Unlimited domestic lounges at zero fee, the Scapia app dependency, and where it fits in your wallet.
Time-limited credit card offers worth knowing about: welcome bonuses, fee waivers, and category boosts from Indian issuers.
Earn 5,000 bonus Marriott Bonvoy points after one paid hotel stay, 15 Jul to 30 Sep 2026. Requires linked Emirates Skywards account.
American Express Spend and Earn: hit ₹2L or ₹4L by 22 Aug 2026 for a ₹5,000 or ₹10,000 voucher. It is targeted, so check yours first.
HSBC India has launched the Spend Fest, live 9 July to 9 August 2026. Registration is mandatory and cardholders unlock milestone rewards up to ₹4 lakh. Here are the confirmed mechanics.