In-Depth Reviews
Long-form reviews of specific Indian credit cards. We cover fee economics, reward math, and a clear take on who should apply.
AU Bank LIT Review: What Switching Benefits On and Off Actually Costs
The AU LIT credit card is lifetime free and earns 0.25% at base. Its 5% grocery and apparel packs cost ₹299 and ₹199 per 90-day cycle.
RBL World Safari Credit Card Review: The ₹3,000 Question
Our RBL World Safari credit card review runs the arithmetic: this zero forex markup card repays its ₹3,540 fee only past ₹85,714 of foreign spend.
IDFC FIRST Mayura Review: What ₹5,999 a Year Buys You
The IDFC FIRST Mayura costs ₹5,999 with no waiver at any spend level, and gates lounge, golf and movie benefits behind ₹20,000 of spend the month before.
HDFC Pixel Play Review: What the Choose-Your-Own Cashback Really Pays
Pixel Play pays 5% on two categories you pick yourself. Each pick is capped at 500 CashPoints a month, which is the number that sets your real rate.
Axis Bank Ace Credit Card Review: Still the Best Bill-Payment Card in India?
Axis Ace pays 5% on Google Pay bill payments with a ₹500 monthly cap. After SBI Cashback's April 2026 cuts, whether it still belongs in a 2026 wallet.
Federal Scapia Credit Card Review: Is the Unlimited Lounge Claim Real?
An honest take on the Federal Scapia card. Unlimited domestic lounges at zero fee, the Scapia app dependency, and where it fits in your wallet.