Annual Fee
₹1,000
Cashback
Up to 5%
Lounge Visits
8/year
Min Income
₹3L/yr
Cashback Details
| Category | Cashback Rate | Details |
|---|---|---|
| online shopping | 5% | 5% cashback on Amazon, Flipkart, Myntra, Sony LIV |
| online | 2.5% | 2.5% cashback on all other online spends |
| tap and pay | 1% | 1% cashback on in-store tap-and-pay |
Monthly cashback cap: ₹1,000
Fees
Joining Fee₹1,000
Annual Fee₹1,000(Waived on annual spend of INR 1,00,000+)
Lounge Access
Domestic Visits8/year
ProgramMastercard Lounge Program
Fuel Surcharge
1% fuel surcharge waived on transactions between INR 400-5,000
Eligibility
Min Annual Income₹3,00,000
Age21 - 60 years
EmploymentSalaried & Self-employed
Key Features
- 5% cashback on top e-commerce platforms
- 2.5% on all online transactions
- 8 complimentary domestic lounge visits/year
- 1% fuel surcharge waiver
- Designed for millennials and young professionals
Ready to apply for HDFC Millennia?
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