₹0Lifetime Free Cards

HDFC Millennia

HDFC Bank·Mastercard·Entry-Level
Online ShoppingCashbackBeginners
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HDFC Millennia
Annual fee₹1,000
CategoryOnline Shopping
Lounge access8 dom / yr
Fee waiver₹1,00,000

Key features

  • 5% cashback on top e-commerce platforms
  • 2.5% on all online transactions
  • 8 complimentary domestic lounge visits/year
  • 1% fuel surcharge waiver
  • Designed for millennials and young professionals

Cashback

CategoryRateDetail
Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, Ola, BookMyShow, Cult.fit, Sony LIV, Tata CLiQ, Trent, Marks & Spencer5%
All other online spends2.5%
Offline spends1%
Default cashback rate1%All other eligible spends
Monthly cashback cap: ₹2,000

Fees

Joining fee₹1,000
Annual feeWaived on annual spend of INR 1,00,000+₹1,000

Lounge access

Domestic8 visits / year
ProgrammeMastercard Lounge Program

Eligibility

Min annual income₹3,00,000
Age21 – 60 years
EmploymentSalaried & self-employed

Ready to apply for the HDFC Millennia?

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