Axis Bank
Axis Flipkart Credit Card
Annual fee₹500
Joining fee₹500
Best rate5% back
Issuer · Axis Bank · India
Axis Bank credit cards: full list & fees.
All 18 Axis Bank cards — from three lifetime-free options to the Magnus super-premium — in one verified list.
18 Axis Bank credit cards are listed in the grid below with verified joining fee, annual fee, and best reward rate for each. Annual fees run from ₹0 (three genuinely lifetime-free cards: Neo RuPay, LIC Platinum, LIC Signature) to ₹12,500 (Magnus super-premium), covering cashback and everyday spending cards, co-brands across fuel, telecom, e-commerce, and aviation, a premium tier, and the Magnus at the top for high-spend international travellers.
Axis Bank
Axis ACE Credit Card
Annual fee₹499
Joining fee₹499
Best rate5% back
Axis Bank
Axis Neo RuPay Credit Card
Annual feeFree
Joining feeFree
Best rate10% back
Axis Bank
Axis Rewards Credit Card
Annual fee₹1,000
Joining fee₹1,000
Best rate20× points
Axis Bank
Axis MyZone RuPay Credit Card
Annual fee₹500
Joining fee₹500
Best rate8× points
Axis Bank
Axis Privilege American Express Credit Card
Annual fee₹1,500
Joining fee₹1,500
Best rate6× points
Axis Bank
Axis Privilege Visa Credit Card
Annual fee₹1,500
Joining fee₹1,500
Best rate6× points
Axis Bank
Axis Horizon Credit Card
Annual fee₹3,000
Joining fee₹3,000
Best rate5× points
Axis Bank
IndianOil Axis Bank Credit Card
Annual fee₹500
Joining fee₹500
Best rate20× points
Axis Bank
IndianOil Axis Bank RuPay Credit Card
Annual fee₹500
Joining fee₹500
Best rate20× points
Axis Bank
Axis LIC Platinum Credit Card
Annual feeFree
Joining feeFree
Best rate2× points
Axis Bank
Axis LIC Signature Credit Card
Annual feeFree
Joining feeFree
Best rate2× points
Axis Bank
Axis Bank Cashback Credit Card
Annual fee₹1,000
Joining fee₹1,000
Best rate7% back
Axis Bank
Airtel Axis Bank Credit Card
Annual fee₹500
Joining fee₹500
Best rate25% back
Axis Bank
Axis Samsung Signature Credit Card
Annual fee₹500
Joining fee₹500
Best rate50× points
Axis Bank
Axis Bank Magnus Credit Card
Annual fee₹12,500
Joining fee₹12,500
Best rate17.5× points
Axis Bank
IndiGo Axis Bank Credit Card
Annual fee₹799
Joining fee₹799
Best rate3× points
Axis Bank
IndiGo Axis Bank Premium Credit Card
Annual fee₹5,000
Joining fee₹5,000
Best rate7× points
Choosing an Axis card
Free starters, co-brand depth, or Magnus at the top?
Axis is the only issuer in this catalogue with three lifetime-free options. Neo RuPay suits online and UPI-capable merchant spend. LIC Platinum and LIC Signature are for LIC policyholders: Platinum covers basic everyday spend with reward points; Signature adds complimentary domestic lounge access and a stronger earn rate.
The ACE Credit Card is Axis's flagship flat-rate cashback card, returning 2% on all eligible spends and 5% on Google Pay bill payments and mobile recharges. It is the strongest bill-payment cashback card in the entry-level tier. MyZone targets dining-forward spenders; Rewards suits those with spend split across online shopping and dining. The Flipkart and Samsung Signature cards are worth considering only when the respective platform is a primary spend destination.
Magnus is the top card in the Axis range, at ₹12,500 annual fee waived on ₹25 lakh spend. It earns EDGE Reward Points at an accelerated rate across all categories, provides unlimited international lounge access, and positions itself for high-spend international travellers who want a single card for every category rather than a co-brand stack.
FAQ
Common questions
01What is the Axis Bank Magnus credit card and who should apply?
Magnus is Axis Bank's super-premium credit card, at ₹12,500 annual fee waived when spend crosses ₹25 lakh in the card anniversary year. It earns EDGE Reward Points at an accelerated rate on all spends, provides unlimited international lounge access, and includes travel concierge and insurance benefits. It is best for high-spend international travellers who prefer broad category rewards over a co-brand-specific card.
02Can I get an Axis Bank credit card without an Axis savings account?
Yes. Axis Bank accepts credit card applications from non-Axis customers provided income and credit score requirements are met. Salaried applicants with salary credited to any bank account can apply for most Axis cards. An existing Axis savings or salary account can improve approval odds for mid-tier and premium cards.
03What is the difference between Axis ACE and the Axis Cashback Credit Card?
ACE earns 2% cashback on all spends and 5% on Google Pay bill payments and mobile recharges. Axis Cashback Credit Card earns cashback on online spends across a broad range of platforms. ACE is generally stronger for users whose primary bill payments flow through Google Pay; the Cashback card suits those with high online shopping spread across multiple platforms.
04Are the LIC Axis Bank credit cards only for LIC policyholders?
Yes, both LIC co-branded cards (Platinum and Signature) are available to LIC policyholders. LIC Platinum carries no annual or joining fee and earns reward points on LIC premium payments and other spends. LIC Signature adds domestic lounge access and a stronger earn rate. Both are genuinely lifetime-free with no spend-based condition.
05How does the IndiGo Axis Bank card compare to IndiGo Premium?
IndiGo Axis Bank Credit Card (₹799 annual fee) earns 6E Points on IndiGo transactions and offers standard travel benefits. IndiGo Axis Bank Premium (₹5,000 annual fee) earns at a higher rate on IndiGo spends, includes complimentary lounge access, a Welcome Kit of 6E Points, and Priority Check-in. The Premium suits frequent IndiGo fliers; the base card suits occasional IndiGo travellers who want a co-brand without a high annual fee.