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Axis Neo RuPay Credit Card

Axis Bank·RuPay·Entry-Level
4.3/ 5Read full review →
Lifetime FreeOnline ShoppingBeginners
Apply on Axis BankRead full review

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Card ProfileReviewed by Vikram WarialaniLast verified 4 May 2026
Axis Neo RuPay Credit Card
Annual fee₹0
CategoryLifetime Free
Lounge accessNone
Fee waiverLifetime Free

Key features

  • Lifetime free RuPay credit card with UPI support
  • 10% off on Blinkit, BookMyShow, Myntra
  • 1% cashback on all other spends
  • Welcome vouchers worth INR 2,000
  • 1% fuel surcharge waiver

Cashback

CategoryRateDetail
online shopping10%10% off on Blinkit, BookMyShow, Myntra
others1%1% cashback on all other spends
Default cashback rate1%All other eligible spends
Monthly cashback cap: ₹500

Fees

Joining feeLifetime free₹0
Annual feeLifetime free₹0

Eligibility

Min annual income₹2,50,000
Age21 – 65 years
EmploymentSalaried & self-employed
Worth comparing

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