RBL Bank
RBL Shoprite Credit Card
Annual feeFree
Joining fee₹500
Best rate20× points
Issuer · RBL Bank · India
RBL Bank credit cards: full list & fees.
All 5 RBL Bank cards — two IndianOil fuel cards, a travel card, entertainment co-brand, and cashback starter — in one verified list.
5 RBL Bank credit cards are listed in the grid below with verified joining fee, annual fee, and best reward rate for each. Annual fees range from ₹0 (Shoprite, no annual fee, ₹500 joining only) to ₹3,000 (World Safari travel card), covering a fuel-specialist range (IndianOil and IndianOil Xtra), an entertainment co-brand (BookMyShow Play), and a travel card (World Safari). RBL's IndianOil Xtra offers the highest published fuel value-back of any co-branded card at 8.5%.
RBL Bank
RBL IndianOil Credit Card
Annual fee₹500
Joining fee₹500
Best rate10× points
RBL Bank
RBL Bank IndianOil Xtra Credit Card
Annual fee₹1,500
Joining fee₹1,500
Best rate15× points
RBL Bank
RBL Bank World Safari Credit Card
Annual fee₹3,000
Joining fee₹3,000
Best rate5× points
RBL Bank
BookMyShow RBL Bank Play Credit Card
Annual fee₹500
Joining fee₹500
Best rate—
Choosing an RBL Bank card
Fuel specialists, entertainment, or World Safari for travel?
RBL Bank's core strength is co-branded fuel cards. The regular IndianOil RBL (₹500) pays 6% value-back at IndianOil pumps and suits households spending ₹3,000 to ₹6,000 a month on IndianOil fuel. IndianOil Xtra (₹1,500) pays 8.5% at IndianOil pumps, the highest fuel return of any Indian co-branded card, and makes sense for two-vehicle households or high-mileage drivers spending ₹6,000 or more a month at IndianOil.
BookMyShow Play (₹500) is the entertainment co-brand, earning accelerated rewards on BookMyShow transactions and providing movie-ticket benefits. It is best for frequent movie-goers or live-event attendees who consistently route entertainment spend through BookMyShow. For occasional users, the fee may not pay back reliably.
Shoprite is RBL's no-annual-fee everyday card (₹500 joining, no renewal). It earns 20× reward points at Shoprite outlets and base points elsewhere. RBL World Safari (₹3,000) is the travel card with 5× points on travel spends and lounge access, positioned for frequent international travellers who want a dedicated travel rewards card at the mid-premium tier.
FAQ
Common questions
01Which RBL fuel card should I get: IndianOil or IndianOil Xtra?
The break-even point between the two cards is roughly ₹3,333 of monthly IndianOil fuel spend. Below that, the regular IndianOil RBL at ₹500 annual fee is the cleaner pick. Above ₹3,500 a month — or for two-vehicle households — the Xtra pays back the extra ₹1,000 fee within the first quarter through its 8.5% rate and doubled monthly cap. The comparison post on the blog carries the detailed math.
02Does RBL Bank offer a lifetime-free credit card?
RBL Shoprite carries a ₹500 joining fee but no annual fee, making it effectively free to hold after the first year. It is not unconditionally lifetime-free at the joining stage. RBL does not currently offer a fully zero-fee (zero joining and zero annual) card in its active catalogue.
03Is RBL World Safari good for international travel?
RBL World Safari (₹3,000) earns 5× reward points on travel spends and provides lounge access. At ₹3,000 it competes with mid-premium cards from HDFC and Axis. The deciding factor is the lounge network and redemption value of the points programme. Confirm the current lounge list and points conversion rate on RBL Bank's official product page before applying, as these terms can change independently of the annual fee.
04Where can IndianOil Fuel Points be redeemed?
Fuel Points on both RBL IndianOil cards redeem only at participating IndianOil XTRAREWARDS outlets. There is no statement credit option, Amazon voucher conversion, or bank transfer. If your nearest IndianOil station does not participate in XTRAREWARDS, the points have limited practical value. Verify that your usual fuel station is on the XTRAREWARDS network before applying.
05Can a non-RBL customer apply for an RBL Bank credit card?
Yes. RBL Bank accepts credit card applications from non-RBL customers. Salaried applicants with income criteria met and a satisfactory credit score can apply online or through RBL Bank's partner channels. An existing RBL savings account is not a prerequisite, though it may help with premium card applications.