Card Profile · Updated 11 June 2026
RBL IndianOil Credit Card
At a Glance
Key features
- 10 Fuel Points per INR 100 at IndianOil stations — 5% value-back on fuel
- 1% fuel surcharge waiver — total fuel savings up to 6%
- Up to 100 litres of free petrol annually on monthly spends of INR 20,000
- 1 Fuel Point per INR 100 on all other spends
- Available on Mastercard and RuPay (RuPay supports NCMC and UPI)
- 1 Fuel Point = INR 0.5 redeemable at IndianOil XTRAREWARDS outlets
- Annual fee waived at just INR 1.75 lakh annual spend
Rewards
| Category | Rate | Detail |
|---|---|---|
| fuel | 10× | 10 Fuel Points per INR 100 at IndianOil stations (max 1,000 points/month) — 5% value-back |
| Default earn rate | 1× | All other eligible retail spends |
| Welcome bonus: 1,000 Fuel Points on first spend of INR 500 within 30 days | ||
Fees
| Joining fee | ₹500 |
| Annual feeWaived on annual spend of INR 1,75,000+ | ₹500 |
Eligibility
Min annual income₹3,00,000
Age18 – 65 years
EmploymentSalaried & self-employed
Ready to apply for the RBL IndianOil Credit Card?
Apply on RBL Bank
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