Key features
- 5% cashback on Google Pay bill payments (capped)
- 4% on Swiggy, Zomato and Ola (capped)
- Rs 500 combined monthly cap on the 5% and 4% tiers
- 1.5% uncapped on all other spend
- 4 domestic lounge visits a year (after Rs 50K spend in prior 3 months)
- 1% fuel surcharge waiver
Cashback
| Category | Rate | Detail |
|---|---|---|
| Bill payments via Google Pay | 5% | |
| Swiggy, Zomato, Ola | 4% | |
| Default cashback rate | 1.5% | All other eligible spends |
| Monthly cashback cap: ₹500 | ||
Fees
| Joining feeWaived on spending ₹10,000 within 45 days of card set-up | ₹499 |
| Annual feeWaived on annual spend of ₹2 lakh in the preceding card anniversary year | ₹499 |
Lounge access
Domestic4 visits / year
ProgrammeVisa Lounge Program (requires Rs 50,000 spend in prior 3 months)
Eligibility
Min annual income₹3,00,000
Age21 – 60 years
EmploymentSalaried & self-employed
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