Visaentry-level
Axis ACE Credit Card
Axis Bank
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Annual Fee
₹499
Cashback
Up to 5%
Lounge Visits
4/year
Min Income
₹3L/yr
Cashback Details
| Category | Cashback Rate | Details |
|---|---|---|
| bill payments | 5% | 5% cashback on Google Pay bill payments (within Rs 500 combined monthly cap) |
| dining | 4% | 4% cashback on Swiggy, Zomato, Ola (within Rs 500 combined monthly cap) |
| others | 1.5% | 1.5% uncapped cashback on everything else |
Monthly cashback cap: ₹500
Fees
Joining Fee₹499
Annual Fee₹499(Waived on annual spend of INR 2,00,000+)
Lounge Access
Domestic Visits4/year
ProgramVisa Lounge Program (requires Rs 50,000 spend in prior 3 months)
Fuel Surcharge
1% fuel surcharge waived
Eligibility
Min Annual Income₹3,00,000
Age21 - 60 years
EmploymentSalaried & Self-employed
Key Features
- 5% cashback on Google Pay bill payments (capped)
- 4% on Swiggy, Zomato and Ola (capped)
- Rs 500 combined monthly cap on the 5% and 4% tiers
- 1.5% uncapped on all other spend
- 4 domestic lounge visits a year (after Rs 50K spend in prior 3 months)
- 1% fuel surcharge waiver
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