News & Explainers
Timely coverage of what is changing in Indian credit cards: RBI and network rules, new launches, and issuer moves, with what each change means for cardholders and what to do about it.
Amex MR Transfer Ratios Rise for Hilton and Virgin Atlantic (August 2026)
Amex India has lifted two Membership Rewards transfer ratios: 1,00,000 MR now buys 1,50,000 Hilton Honors points, up from 90,000, and 80,000 Virgin Points, up from 50,000.
New Credit Cards Launched in India in 2026: The Confirmed List, Not the Aggregated One
Three credit cards genuinely launched in India in 2026, verified against issuer sources: SBI Card's Flex, Paisabazaar's Paisa+, and Kiwi's PNB tie-up.
Qatar Airways Returns to Axis Bank's Transfer List, Not at the Old Rate
Axis Bank reinstated Qatar Airways as a TravelEdge transfer partner in July 2026, but Magnus, Atlas and Horizon holders get the same reduced ratio April introduced.
Standard Chartered to Federal Bank Migration: After 31 July
With the 31 July 2026 consent deadline passed, your Standard Chartered account still transfers to Federal Bank and any card use since counts as consent.
SBI Card Users Report a Wrong Overdue on CIBIL: Check Your Report, Then Escalate
Cardholders say SBI Card reported an unpaid current due to CIBIL before the due date arrived, with score falls of 50 to 70 points. How to verify it on your own report and escalate it so it is actually reversed.
Why Banks Are Cutting Credit Card Rewards in 2026
SBI, HDFC and Axis have all trimmed rewards this year. The reasons: rising card defaults, costlier capital and a points bill banks no longer want to pay.
SBM Bank and Paisabazaar Launch Paisa+: A ₹2,000 FD Now Gets You a Credit Card
SBM Bank India and Paisabazaar launched Paisa+, an FD-backed credit card needing just ₹2,000. What it costs, what it pays, and who it actually helps.
Apple Pay in India 2026: Which Credit Cards Will Work, and What Changes
Apple has resumed card payments on India's App Store after five years, with Apple Pay talks under way at five banks. What it means for your cards.