News & Explainers
Timely coverage of what is changing in Indian credit cards: RBI and network rules, new launches, and issuer moves, with what each change means for cardholders and what to do about it.
Visa Infinite Private and the ₹1.75 Lakh 1838 Reserve
Visa now sells three Infinite tiers in India, led by the invite-only Infinite Private, as ICICI's 1838 Reserve arrives in October at ₹1.75 lakh plus GST.
Axis EDGE Transfer Partners: Accor Back, Miles & More In
Axis Bank adds Cathay and Miles & More, restores Accor and drops Club ITC, while Air India moves into Group A, capped at 30,000 EDGE Miles on Atlas.
Axis Rewards Credit Card Now Offered Lifetime Free
Axis Bank now lists its Rewards Credit Card as lifetime free, dropping a ₹1,000 fee on a card that pays 3.2% on apparel spends of up to ₹7,000 a month.
Club Vistara IDFC Card Closes 30 Sep: What Happens Next
The Club Vistara IDFC FIRST Credit Card stops working on 1 October 2026, as Maharaja Points move to Maharaja Club and a free Diamond Reserve replaces it.
Amazon Pay Kotak Business Credit Card: 5% Cashback for Small Firms
Amazon Pay and Kotak Mahindra Bank launched a business credit card for sole proprietors: 5% cashback on Amazon Business for Prime members and a ₹499 annual fee.
Scapia Axis Bank Credit Card: What the New Partnership Offers
Scapia and Axis Bank launched a co-branded credit card on 3 September 2026 with no joining or annual fee, zero forex markup, and Mastercard and RuPay variants.
IDFC FIRST Zero Forex Markup on Every Credit Card: The Catch
IDFC FIRST Bank dropped forex markup to 0% on all its credit cards from 9 September 2026. From 26 October 2026 most of those cards stop earning rewards abroad.
New Credit Cards Launched in India in 2026: The Confirmed List, Not the Aggregated One
Three credit cards genuinely launched in India in 2026, verified against issuer sources: SBI Card's Flex, Paisabazaar's Paisa+, and Kiwi's PNB tie-up.
Qatar Airways Returns to Axis Bank's Transfer List, Not at the Old Rate
Axis Bank reinstated Qatar Airways as a TravelEdge transfer partner in July 2026, but Magnus, Atlas and Horizon holders get the same reduced ratio April introduced.
Standard Chartered to Federal Bank Migration: After 31 July
With the 31 July 2026 consent deadline passed, your Standard Chartered account still transfers to Federal Bank and any card use since counts as consent.
SBI Card Users Report a Wrong Overdue on CIBIL: Check Your Report, Then Escalate
Cardholders say SBI Card reported an unpaid current due to CIBIL before the due date arrived, with score falls of 50 to 70 points. How to verify it on your own report and escalate it so it is actually reversed.
Why Banks Are Cutting Credit Card Rewards in 2026
SBI, HDFC and Axis have all trimmed rewards this year. The reasons: rising card defaults, costlier capital and a points bill banks no longer want to pay.
SBM Bank and Paisabazaar Launch Paisa+: A ₹2,000 FD Now Gets You a Credit Card
SBM Bank India and Paisabazaar launched Paisa+, an FD-backed credit card needing just ₹2,000. What it costs, what it pays, and who it actually helps.
Apple Pay in India 2026: Which Credit Cards Will Work, and What Changes
Apple Pay is reported to launch in India in October 2026 with Axis Bank Visa and Mastercard credit cards first and no UPI support at launch.