Annual Fee
₹500
Cashback
Up to 5%
Lounge Visits
None
Min Income
₹3L/yr
Cashback Details
| Category | Cashback Rate | Details |
|---|---|---|
| online shopping | 5% | 5% cashback on all online spends |
| offline | 1% | 1% cashback on offline spends |
Monthly cashback cap: ₹1,500
Fees
Joining Fee₹500
Annual Fee₹500(Waived on annual spend of INR 1,50,000+)
Fuel Surcharge
1% fuel surcharge waived
Eligibility
Min Annual Income₹2,50,000
Age21 - 65 years
EmploymentSalaried & Self-employed
Key Features
- 5% cashback on all online spends
- 1% cashback on offline spends
- Annual fee waived on INR 1.5L spend
- Monthly cashback cap of INR 1,500
- 1% fuel surcharge waiver
Ready to apply for Kotak Cashback Plus Credit Card?
PickMyCard may earn a commission when you apply through our links. This does not affect our recommendations or rankings.
Related Cards
SBI SimplyCLICK
SBI Card
Annual Fee₹499
Key Benefit10X rewards on Amazon, Cleartrip, Lenska...
online-shoppingbeginners
Axis Flipkart Credit Card
Axis Bank
Annual Fee₹500
Key Benefit5% cashback
Lounge4 domestic
online-shoppingcashbackdining
HDFC Millennia
HDFC Bank
Annual Fee₹1,000
Key Benefit5% cashback
Lounge8 domestic
online-shoppingcashbackbeginners