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Kotak Cashback Plus Credit Card

Kotak Mahindra Bank·Visa·Entry-Level
4.3/ 5Read full review →
CashbackOnline ShoppingEveryday
Apply on Kotak Mahindra BankRead full review

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Card ProfileReviewed by Vikram WarialaniLast verified 5 May 2026
Kotak Cashback Plus Credit Card
Annual fee₹750
CategoryCashback
Lounge accessNone
Fee waiver₹2,00,000

Key features

  • 5% cashback on all online spends
  • 1% cashback on offline spends
  • Annual fee waived on INR 1.5L spend
  • Monthly cashback cap of INR 1,500
  • 1% fuel surcharge waiver

Cashback

CategoryRateDetail
online shopping5%5% cashback on all online spends
offline0.5%0.5% cashback on offline spends
Default cashback rate1%All other eligible spends
Monthly cashback cap: ₹750

Fees

Joining fee₹750
Annual feeWaived on annual spend of INR 2,00,000+₹750

Eligibility

Min annual income₹2,50,000
Age21 – 65 years
EmploymentSalaried & self-employed
Worth comparing

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