Key features
- 15 Fuel Points per INR 100 at IndianOil stations â 7.5% value-back on fuel
- 1% fuel surcharge waiver â total fuel savings up to 8.5%
- Up to 250 litres of free petrol annually on monthly spends of INR 45,000
- 2 Fuel Points per INR 100 on all other spends
- 1,000 bonus Fuel Points on INR 75,000 quarterly spend
- Available on Mastercard and RuPay (RuPay supports NCMC and UPI)
- 1 Fuel Point = INR 0.5 redeemable at IndianOil XTRAREWARDS outlets
- Annual fee waived at INR 2.75 lakh annual spend
Rewards
| Category | Rate | Detail |
|---|---|---|
| fuel | 15× | 15 Fuel Points per INR 100 at IndianOil stations (max 2,000 points/month) â 7.5% value-back |
| Default earn rate | 2× | All other eligible retail spends |
| Welcome bonus: 3,000 Fuel Points on first spend of INR 500 within 30 days | ||
Fees
| Joining fee | ₹1,500 |
| Annual feeWaived on annual spend of INR 2,75,000+ | ₹1,500 |
Eligibility
Min annual income₹3,00,000
Age18 – 65 years
EmploymentSalaried & self-employed
Ready to apply for the RBL Bank IndianOil Xtra Credit Card?
Apply on RBL Bank
PickMyCard earns a commission when you apply through this link. How we evaluate cards