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Axis LIC Platinum Credit Card

Axis Bank·Visa·Co-Branded
Lifetime FreeEveryday
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Card ProfileReviewed by Vikram WarialaniLast verified 4 May 2026
Axis LIC Platinum Credit Card
Annual fee₹0
CategoryLifetime Free
Lounge accessNone
Fee waiverLifetime Free

Key features

  • Lifetime free — no joining or annual fee
  • 2X EDGE Reward Points on LIC premium payments
  • 1 EDGE Reward Point per INR 100 on all other spends
  • 1% fuel surcharge waiver (INR 400-INR 4,000 per transaction, max INR 400/month)
  • Up to 20% dining discount at 4,000+ partner restaurants
  • Personal Accident Cover: INR 3 lakh
  • Air Accident Insurance: INR 1 crore
  • Up to 3 free add-on cards

Rewards

CategoryRateDetail
lic premiums2×2 EDGE Reward Points per INR 100 on LIC premium payments (0.4% value-back)
Default earn rate1×All other eligible retail spends

Fees

Joining fee₹0
Annual fee₹0

Eligibility

Min annual income₹5,00,000
Age18 – 70 years
EmploymentSalaried & self-employed
Worth comparing

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