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Axis Bank Magnus Credit Card

Axis Bank

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Annual Fee

₹12,500

Rewards

6 pts/₹100

Lounge Visits

Unlimited

Min Income

₹18L/yr

Rewards Details

Category	Reward Rate	Details
high spend	17.5X	35 EDGE Points per Rs 200 (17.5 per Rs 100) on monthly spends above Rs 1.5 lakh in a billing cycle

Fees

Joining Fee₹12,500(Offset by welcome voucher worth Rs 12,500 (choice of Luxe gift card, Postcard Hotels voucher, or Yatra voucher) credited on card activation)

Annual Fee₹12,500(Waived on cumulative annual spend of Rs 25 lakh or more in the card anniversary year)

Eligibility

Min Annual Income₹18,00,000

Age18 - 70 years

EmploymentSalaried & Self-employed

Key Features

12 EDGE Points per Rs 200 on regular spends; 35 per Rs 200 above Rs 1.5 lakh monthly
Unlimited domestic airport lounge access for primary and all add-on cardholders
Unlimited international lounge visits via Priority Pass; 4 guest visits included annually
Transfer EDGE Points to 20+ airline and hotel partners at 5:2 ratio (standard partners)
Welcome voucher worth Rs 12,500 effectively eliminates the joining fee
Annual fee of Rs 12,500 waived on Rs 25 lakh annual spend
Concierge service via Axis Bank

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