Key features
- Tiered online cashback up to 7% on monthly online spend above Rs 40,000
- Total online cashback capped at Rs 4,000 per statement cycle
- 0.75% cashback on offline and travel spends, unlimited
- Welcome benefit of 5,000 EDGE Reward Points (worth roughly Rs 1,000) on first transaction within 30 days
- Annual fee of Rs 1,000 + GST waived on annual spend of Rs 4 lakh (excluding rent and wallet)
- 15% off at EazyDiner up to Rs 500 per month on a Rs 2,500+ bill
Cashback
| Category | Rate | Detail |
|---|---|---|
| online shopping | 7% | Tiered online cashback: 2% on first Rs 5,000, 5% on next Rs 5,001-40,000, 7% above Rs 40,000 â total online cap Rs 4,000 per month |
| offline | 0.75% | 0.75% cashback on offline POS and travel spends, unlimited |
| utility | 0.5% | 0.5% cashback on utility spends, capped at Rs 100 per statement |
| Default cashback rate | 0.75% | All other eligible spends |
| Monthly cashback cap: ₹4,000 | ||
Fees
| Joining fee | ₹1,000 |
| Annual feeWaived on annual spend of Rs 4,00,000+ (excluding rent and wallet) | ₹1,000 |
Eligibility
Min annual income₹3,00,000
Age18 – 70 years
EmploymentSalaried & self-employed
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