
Visaentry-level
Axis Bank Cashback Credit Card
Axis Bank
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Annual Fee
₹1,000
Cashback
Up to 7%
Lounge Visits
None
Min Income
₹3L/yr
Cashback Details
| Category | Cashback Rate | Details |
|---|---|---|
| online shopping | 7% | Tiered online cashback: 2% on first Rs 5,000, 5% on next Rs 5,001-40,000, 7% above Rs 40,000 — total online cap Rs 4,000 per month |
| offline | 0.75% | 0.75% cashback on offline POS and travel spends, unlimited |
| utility | 0.5% | 0.5% cashback on utility spends, capped at Rs 100 per statement |
Monthly cashback cap: ₹4,000
Fees
Joining Fee₹1,000
Annual Fee₹1,000(Waived on annual spend of Rs 4,00,000+ (excluding rent and wallet))
Eligibility
Min Annual Income₹3,00,000
Age18 - 70 years
EmploymentSalaried & Self-employed
Key Features
- Tiered online cashback up to 7% on monthly online spend above Rs 40,000
- Total online cashback capped at Rs 4,000 per statement cycle
- 0.75% cashback on offline and travel spends, unlimited
- Welcome benefit of 5,000 EDGE Reward Points (worth roughly Rs 1,000) on first transaction within 30 days
- Annual fee of Rs 1,000 + GST waived on annual spend of Rs 4 lakh (excluding rent and wallet)
- 15% off at EazyDiner up to Rs 500 per month on a Rs 2,500+ bill
Ready to apply for Axis Bank Cashback Credit Card?
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