Key features
- RuPay network â works with UPI apps (Google Pay, PhonePe, Paytm) for daily payments
- 20 EDGE Reward Points per INR 100 at IndianOil pumps (4% value-back)
- 1% value-back via reward points on online shopping, groceries, and utility payments
- 1% fuel surcharge waiver on transactions INR 400-4,000, capped at INR 50/month
- Welcome benefit: 100% cashback up to INR 250 on all fuel spends in first 30 days
- 10% instant discount on BookMyShow movie tickets
- 20% discount at partner restaurants
- Annual fee waived on INR 3.5 lakh annual spend
Rewards
| Category | Rate | Detail |
|---|---|---|
| fuel | 20× | 20 EDGE Reward Points per INR 100 at IndianOil pumps (4% value-back, accelerated earning capped at INR 5,000 of monthly fuel spend) |
| Default earn rate | 1× | All other eligible retail spends |
| Welcome bonus: 100% cashback up to INR 250 on all fuel spends within first 30 days | ||
Fees
| Joining fee | ₹500 |
| Annual feeWaived on annual spend of INR 3,50,000+ | ₹500 |
Eligibility
Min annual income₹3,00,000
Age18 – 70 years
EmploymentSalaried & self-employed
Ready to apply for the IndianOil Axis Bank RuPay Credit Card?
Apply on Axis Bank
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