RuPayco-branded
Airtel Axis Bank Credit Card
Axis Bank
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Annual Fee
₹500
Cashback
Up to 25%
Lounge Visits
None
Min Income
₹2L/yr
Cashback Details
| Category | Cashback Rate | Details |
|---|---|---|
| telecom | 25% | 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App. Cap = 2x base cashback earned in the same statement month (base = 1% on other non-Airtel, non-utility spends). Example: Rs 25,000 other spend earns Rs 250 base, giving Airtel cap of Rs 500. Old fixed cap of Rs 250 was replaced by this dynamic formula effective 12 April 2026. |
| utility | 10% | 10% cashback on utility bills (gas, electricity, etc.) via Airtel Thanks App. Cap = 1x base cashback earned in the same statement month. Dynamic cap formula effective 12 April 2026 (old cap was Rs 250 fixed). |
| food delivery | 10% | 10% value-back on Zomato, Blinkit, and District Movies. Cap Rs 200 per partner per month (up to Rs 600 total across all three); minimum order Rs 499 for Zomato and Blinkit. Value-back is credited to each partner app wallet, NOT as statement credit. |
Fees
Joining Fee₹500(Currently offered at Rs 0 under an LTF promotion for new-to-Axis Bank credit card customers; verify at time of application as promo availability changes)
Annual Fee₹500(Waived on annual spend of Rs 2,00,000+)
Fuel Surcharge
1% fuel surcharge waiver on transactions of Rs 400-4,000, capped at Rs 500 per statement
Eligibility
Min Annual Income₹1,80,000
Age18 - 70 years
EmploymentSalaried & Self-employed
Key Features
- 25% cashback on Airtel Mobile, Broadband, WiFi and DTH via Airtel Thanks App (dynamic cap: 2x base cashback earned on other spends)
- 10% cashback on utility bills via Airtel Thanks App (dynamic cap: 1x base cashback; effective 12 April 2026)
- 10% value-back on Zomato, Blinkit, and District Movies , Rs 200/partner/month, credited to partner wallets (not statement credit)
- 1% base cashback on all other spends including UPI payments (RuPay network enables UPI credit card linking)
- Annual fee of Rs 500 waived on annual spend of Rs 2 lakh
- Welcome benefit: Rs 250 Amazon eVoucher on first transaction within 30 days of card issuance
- Available on RuPay (supports UPI credit card) and Mastercard; RuPay is the current primary variant
- 1% fuel surcharge waiver on transactions Rs 400-4,000, capped at Rs 500 per statement
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