Devaluation Updates
When banks change card benefits, we cover what changed, who is affected, and whether the card is still worth holding.
BOB Eterna Lounge Access Cut: Which Credit Cards Still Offer Airport Lounge Visits
BOB Eterna's unlimited lounge access now needs ₹75,000 quarterly spend, up from ₹40,000. What changed, who it hits, and cheaper alternatives.
IndusInd Bank Credit Card Changes 2026: New Charges and What Cardholders Should Do
IndusInd cut the fuel surcharge threshold on standard cards to ₹30,000, doubled DCC fees, and added a transport charge, all effective 15 June 2026.
HDFC SmartBuy Voucher Cap 2026: Infinia, Diners Black and Regalia Gold Hit
From 1 July 2026 HDFC caps accelerated points on SmartBuy gift vouchers at 3,000 a month. Infinia loses 80% of its voucher earning. What to do now.
Amex MR Drops Etihad Guest (June 2026): What Value Is Left
Amex is reportedly removing Etihad Guest as a Membership Rewards transfer partner from 30 June 2026. What it costs MR cardholders, and what is left.
Jupiter Edge+ Devaluation 2026: The 10% Cashback Is Now About 7%
Jupiter cut the Edge+ Jewel value from ₹0.20 to ₹0.14 from June 2026, trimming its 10% cashback to about 7%. What changed and whether to keep the card.
ICICI Credit Card Devaluation 2026: iShop Cut and New Fees
ICICI slashed iShop returns (Emeralde 18% to 3%) and added fees on gaming, wallet loads and transport from January 2026: what changed and what to do.
Scapia, IDFC First and Yes Bank Devaluation 2026
Scapia doubled its ₹10,000 lounge bar to ₹20,000, IDFC First moved to ₹200 a point, and Yes Bank scrapped overlimit across its cards in 2026.
Amex Platinum Travel Devaluation 2026: ₹4L to ₹7L
Amex reset the Platinum Travel milestone on 9 March 2026: the ₹4 lakh tier lost its Taj voucher and most of its points; the full reward now needs ₹7 lakh.
HDFC Credit Card Devaluation 2026: Swiggy, Tata Neu, Fees
HDFC's 2026 devaluation split the Swiggy card into Ornge and BLCK, closed the Tata Neu cashback loophole, and gated lounge access behind quarterly spend.
Axis Bank Credit Card Devaluation 2026: Magnus and Atlas Both Gutted
Axis Bank cut Accor, Marriott Bonvoy and Qatar from Travel Edge on 2 April 2026. Magnus best-case yield fell from ~9% to ~2%, Atlas from ~8% to ~1%. What's still usable.
Credit Card Devaluations in India 2026: The Complete List
Axis, HDFC, American Express, SBI and ICICI all devalued credit cards in 2026. The complete list of what changed across rewards, lounges and fees.
HDFC Regalia Gold Devaluation 2026: Spend-Gated Lounges
HDFC cut the Regalia Gold base rate and put domestic lounges behind a ₹60,000 quarterly spend gate from July 2026. What changed across the Regalia family, and what to do.
SBI Cashback Card Devaluation 2026: What Changed, What to Do
What the SBI Cashback card looks like after the April 2026 cap restructure and exclusion-list expansion, and whether the card is still worth the ₹999 fee.