Visaentry-level
IDFC FIRST WOW! Credit Card
IDFC First Bank
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Annual Fee
FREE
Rewards
4 pts/₹100
Lounge Visits
None
Min Income
None
Rewards Details
| Category | Reward Rate | Details |
|---|
Fees
Joining FeeFREE
Annual FeeFREE
Fuel Surcharge
1% fuel surcharge waiver at all petrol pumps across India, capped at Rs 200 per month
Eligibility
Min Annual IncomeNo minimum
Age18 - 65 years
EmploymentSalaried & Self-employed
Key Features
- Zero forex markup on all international transactions
- Secured against a fixed deposit of Rs 20,000 minimum
- No income proof or credit history required
- 100% credit limit against your fixed deposit
- 4X reward points on all retail spends (online, offline, international)
- Reduced 1X rewards on utility, railway, FASTag, and insurance payments
- 1% fuel surcharge waiver up to Rs 200 per month
- 45-day interest-free period on cash withdrawals
Ready to apply for IDFC FIRST WOW! Credit Card?
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