Card Profile · Updated 2 July 2026
IndusInd Bank Platinum Aura Edge Credit Card
Key features
- Choice of four lifestyle reward plans (Shop, Home, Travel, Party); the top category in each plan earns 4 reward points per ₹100, up to 8X on select merchants
- Base rate of 0.5 reward points per ₹100 on other spends, at ₹0.40 a point
- Welcome Vouchagram discount vouchers on select fee plans
- 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000
- Travel Plus insurance and Total Protect fraud cover
- Reward plan reconfigurable after six months for a ₹250 fee
Apply on IndusInd Bank
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Annual fee₹0
CategoryLifetime Free
Lounge accessNone
Fee waiverLifetime Free
Specifications
Rewards
| Category | Rate | Detail |
|---|---|---|
| shop plan | 4× | Shop plan: 4 reward points per ₹100 at departmental stores, 2 on consumer durables and electronics, 1.5 on restaurants and books |
| travel plan | 4× | Travel plan: 4 reward points per ₹100 on hotels, 2.5 on airline tickets, 1.5 on car rental and rail |
| party plan | 4× | Party plan: 4 reward points per ₹100 at restaurants, 2 at departmental stores and bars, 1.5 on movie tickets |
| Default earn rate | 0.5× | All other eligible retail spends |
| Welcome bonus: Vouchagram discount vouchers (Amazon, Flipkart, Uber, Ola and others) on select fee plans | ||
Fees
| Joining fee | ₹0 |
| Annual fee | ₹0 |
Eligibility
Min annual income₹3,00,000
Age21 – 60 years
EmploymentSalaried & self-employed
Ready to apply for the IndusInd Bank Platinum Aura Edge Credit Card?
Apply on IndusInd Bank
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