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EazyDiner IndusInd Bank Credit Card

IndusInd Bank·Visa·Co-Branded
DiningPremium
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EazyDiner IndusInd Bank Credit Card
Annual fee₹2,999
CategoryDining
Lounge accessNone
Fee waiverNA

Key features

  • One-year EazyDiner Prime membership worth ₹3,550, giving 25% to 50% off at 2,000+ premium restaurants and bars
  • Extra 25% instant discount when paying through the EazyDiner app, capped at ₹1,000 per transaction and ₹2,000 a month, rising to ₹5,000 a month on ₹30,000 of prior-month non-dining spend
  • 10 reward points per ₹100 on shopping, entertainment, and hotel and travel bookings; 4 points per ₹100 on other spends, at ₹0.10 a point
  • 2,000 EazyPoints and a ₹7,500 Postcard Hotels voucher as a welcome benefit, repeated on renewal
  • Complimentary premium beverage for each diner at 200+ select restaurants
  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
  • Dining spends earn no reward points; the dining return comes through the discount instead

Rewards

CategoryRateDetail
shopping10×10 reward points per ₹100 on shopping spends
entertainment10×10 reward points per ₹100 on entertainment spends
travel10×10 reward points per ₹100 on hotel and travel bookings
Default earn rate4×All other eligible retail spends
Welcome bonus: 2,000 EazyPoints and a ₹7,500 Postcard Hotels stay voucher on payment of the joining fee, repeated on every annual renewal

Fees

Joining fee₹2,999
Annual fee₹2,999

Eligibility

Min annual income₹6,00,000
Age21 – 60 years
EmploymentSalaried & self-employed

Frequently asked questions

How does the EazyDiner IndusInd dining discount work?

The card bundles a one-year EazyDiner Prime membership for 25% to 50% off at 2,000+ restaurants, and paying through the EazyDiner app adds an extra 25% off, capped at ₹1,000 per transaction and ₹2,000 a month. That monthly cap rises to ₹5,000 if you spent ₹30,000 on non-dining categories the previous month.

What is the annual fee of the EazyDiner IndusInd Bank Credit Card?

The live product page lists a ₹2,999 joining fee and a ₹2,999 annual fee, with no spend-based waiver. The bundled EazyDiner Prime membership (worth ₹3,550) and the ₹7,500 Postcard Hotels voucher offset the fee for anyone who redeems them. Note that the official MITC PDF lists ₹1,999, so confirm the figure on your statement.

Does the EazyDiner card earn reward points on dining?

No. Dining spends earn no reward points, because the value comes through the dining discount instead. Other spends earn 10 points per ₹100 on shopping, entertainment, and hotel and travel, or 4 points per ₹100 elsewhere, at ₹0.10 a point.

Is the EazyDiner IndusInd Bank Credit Card worth it?

Only for regular restaurant-goers who book through EazyDiner. Dining out a few times a month easily clears the ₹2,999 fee through the stacked discounts and the welcome benefits. Occasional diners earn too little to justify the fee.

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