Annual Fee
FREE
Rewards
3 pts/₹100
Lounge Visits
4/year
Min Income
₹5L/yr
Rewards Details
| Category | Reward Rate | Details |
|---|---|---|
| online shopping | 15X | 15 reward points per INR 100 on online shopping, travel, dining |
Fees
Joining FeeFREE(Lifetime free)
Annual FeeFREE(Lifetime free)
Lounge Access
Domestic Visits4/year
ProgramVisa Lounge Program
Fuel Surcharge
1% fuel surcharge waived on transactions between INR 400-5,000
Eligibility
Min Annual Income₹5,00,000
Age21 - 65 years
EmploymentSalaried & Self-employed
Key Features
- Lifetime free — no joining or annual fee ever
- 15 reward points per INR 100 on online shopping, travel, dining
- 4 complimentary domestic lounge visits/year
- Contactless payments
- 1% fuel surcharge waiver
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