Key features
- ₹2,499 joining and annual fee, currently waived under BoB's Limited Period offer
- 15 RP per ₹100 (3.75% effective) on online, travel, dining, and international spends
- Unlimited domestic lounge access subject to a ₹40,000 quarterly spend gate
- 2% forex markup
- Welcome stack of 10,000 + 20,000 RP plus 12-month FITPASS Pro membership
- Rotating BOBCARD merchant offer hub with periodic 10-20% instant discounts
Rewards
| Category | Rate | Detail |
|---|---|---|
| online shopping | 15× | 15 reward points per ₹100 on online, travel, dining, and international spends (5,000 RP per statement cycle cap on the 5X bucket) |
| Default earn rate | 3× | All other eligible retail spends |
| Welcome bonus: 10,000 bonus RP on ₹50,000 spend in first 60 days, 20,000 RP milestone on ₹5L of annual spend, plus a 12-month FITPASS Pro membership | ||
Fees
| Joining feeCurrently waived under BoB's Limited Period offer (valid until 30 June 2026); structural fee ₹2,499 resumes after offer ends | ₹0 |
| Annual feeCurrently waived under BoB's Limited Period offer (valid until 30 June 2026); structural fee ₹2,499 resumes after offer ends | ₹0 |
Lounge access
DomesticUnlimited
ProgrammeBOBCARD lounge program (₹40,000 quarterly spend gate from Jan 2025 keeps the next quarter active)
Eligibility
Min annual income₹12,00,000
Age25 – 55 years
EmploymentSalaried & self-employed
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