Visapremium

AU Bank Zenith Credit Card

AU Small Finance Bank

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Annual Fee

₹7,999

Rewards

3 pts/₹100

Lounge Visits

2/year

Min Income

₹12L/yr

Rewards Details

Category	Reward Rate	Details
Dining	5X	5 Reward Points per Rs. 100 spent at standalone restaurants
International Transactions	5X	5 Reward Points per Rs. 100 on international spends
Grocery & Departmental Stores	5X	5 Reward Points per Rs. 100 at grocery stores and departmental stores

Joining Fee₹7,999

Annual Fee₹7,999(Waived on Rs. 5,00,000 retail spends in the previous card anniversary year)

Domestic Visits2/year

International Visits2/year

ProgramPriority Pass (international); Visa Domestic Lounge Program (India)

Min Annual Income₹12,00,000

Age21 - 60 years

EmploymentSalaried & Self-employed

5X Reward Points on dining, international, and grocery/departmental store spends
2 complimentary domestic airport lounge visits per quarter (spend-gated: Rs. 50,000/quarter from April 10, 2026)
2 complimentary international lounge visits per quarter via Priority Pass
1.99% foreign currency markup fee
Annual fee waiver on Rs. 5,00,000 annual retail spend
Birthday bonus Reward Points
Dedicated concierge service

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