Key features
- Pick any two categories from apparel, dining, grocery, utility, and taxi for 5X reward points (about 3.5% value back at the entry tier); all other spends earn the base 2 points per ₹100
- Welcome benefit is a choice of two complimentary OTT and lifestyle memberships from Amazon Prime, Disney+ Hotstar, SonyLIV, Zee5, and Discovery+
- One complimentary domestic airport lounge visit per calendar quarter (4 per year), with no spend precondition
- First year free; ₹1,000 plus GST annual fee from the second year, waived on ₹2,00,000 of annual spends
- 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000
- Available on both Visa and RuPay networks, with a choice of billing cycle date at application
- Spend-linked tier ladder that raises the value of each reward point as annual spends grow, with the top tier removing the foreign currency markup and adding lifestyle benefits
- Free base card design with an optional metal variant for ₹3,500; reward points redeemable through the Equitas Xchange portal
Rewards
| Category | Rate | Detail |
|---|---|---|
| Two self chosen categories | 10× | 5X reward points (10 points per ₹100, about 3.5% value back at the entry tier) on any two categories you select at signup from apparel, dining, grocery, utility, and taxi |
| Default earn rate | 2× | All other eligible retail spends |
| Welcome bonus: Choice of two complimentary annual memberships from Amazon Prime, Disney+ Hotstar, SonyLIV, Zee5, and Discovery+, issued as a welcome benefit on the Selfe card | ||
Fees
| Joining fee | ₹0 |
| Annual feeWaived on ₹2,00,000 of annual spends in the preceding year | ₹1,000 |
Lounge access
Eligibility
Frequently asked questions
What is the Equitas Selfe Credit Card's annual fee?
There is no joining fee and the first year is free. From the second year the card costs ₹1,000 plus GST, and that fee is waived if you spend ₹2,00,000 in the year. A separate metal card design is available for ₹3,500 if you want the upgraded body.
Which OTT memberships come with the Equitas Selfe Credit Card?
The Selfe welcome benefit lets you pick two complimentary annual memberships from Amazon Prime, Disney+ Hotstar, SonyLIV, Zee5, and Discovery+. You choose the two you will actually use, which for most households is worth more than the card's annual fee.
How do the 5X reward categories work on the Selfe card?
You nominate two categories at signup from apparel, dining, grocery, utility, and taxi. Those earn 5X reward points, about 3.5% value back at the entry tier, while all other spends earn the base 2 points per ₹100. Each accelerated category has a monthly earning cap, after which further spends in it earn at the base rate.
Does the Equitas Selfe Credit Card offer airport lounge access?
Yes, it includes one complimentary domestic airport lounge visit per calendar quarter, four per year, with no minimum-spend condition. It does not offer international lounge access; for that, Equitas points buyers to its higher PowerMiles card.
Ready to apply for the Equitas Selfe Credit Card?
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