Featured Offer
Apply free. Then earn up to an Apple Watch SE 3 by referring friends.
Lifetime free card. Unlimited domestic lounge access (spend-conditional at ₹20,000 per billing cycle). Zero forex markup. Once your card is active, open the in-app Refer and Earn to earn ₹200 Scapia Coins per referral and hit milestones up to an Apple Watch SE 3 at 10 referrals.
Applying through pickmycard.in routes through the official affiliate programme, not a personal referral link. Refer and Earn campaign terms rotate periodically. Check the Refer and Earn section in your Scapia app for current rates once the card is active.
Key features
- Lifetime free
- Airport Privilege credit at domestic airports (requires ₹20,000+ monthly spend per billing cycle)
- 10% cashback on Scapia travel bookings
- No forex markup fee
- 1% cashback on all other spends
Cashback
| Category | Rate | Detail |
|---|---|---|
| travel | 20% | 20% back in Scapia Coins on travel bookings (flights, hotels, buses, trains, experiences) via Scapia app |
| Default cashback rate | 1% | All other eligible spends |
Fees
| Joining fee | ₹0 |
| Annual fee | ₹0 |
Eligibility
Min annual income₹3,00,000
Age21 – 60 years
EmploymentSalaried & self-employed
Ready to apply for the Federal Bank Scapia Credit Card?
Apply on Federal Bank
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