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HDFC Pixel Go Credit Card

HDFC Bank·Visa·Entry-Level
3.9/ 5Read full review →
CashbackBeginnersEveryday
Apply on HDFC BankRead full review

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Card ProfileReviewed by Vikram WarialaniLast verified 5 May 2026
HDFC Pixel Go Credit Card
Annual fee₹250
CategoryCashback
Lounge accessNone
Fee waiver₹50

Key features

  • Digital credit card via PayZapp
  • 1% unlimited cashback on every spend
  • 5% cashback on HDFC Smartbuy portal
  • ₹250 + GST joining fee, annual fee waived on ₹50K yearly spend
  • 1% fuel surcharge waiver

Cashback

CategoryRateDetail
smartbuy5%5% cashback on HDFC Smartbuy portal
others1%1% unlimited cashback on all other spends
Default cashback rate1%All other eligible spends

Fees

Joining feeJoining fee waived on ₹10,000 spend within first 90 days; annual fee waived on ₹50,000 annual spend₹250
Annual feeWaived on ₹50K annual spend₹250

Eligibility

Min annual income₹3,00,000
Age21 – 65 years
EmploymentSalaried & self-employed
Worth comparing

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