Key features
- Dual network: Mastercard and RuPay cards issued together as one product
- 1.49% forex markup on international transactions
- 4 complimentary golf rounds per year (Mastercard card)
- 12 complimentary golf lessons per year (Mastercard card)
- FD-backed variant available at zero joining fee with â¹1 lakh fixed deposit
- UPI payments supported via RuPay card
- No airport lounge access on either card
- IndiGo tier stacking: base 6 BluChips from card plus additional BluChips from IndiGo loyalty tier on IndiGo app bookings
Rewards
| Category | Rate | Detail |
|---|---|---|
| indigo flights | 6× | 6 BluChips per â¹100 on IndiGo flight bookings via the IndiGo website or app |
| upi utilities fuel | 0.5× | 0.5 BluChips per â¹100 on UPI payments, rent, utility bills, insurance, fuel, and wallet loads |
| Default earn rate | 3× | All other eligible retail spends |
| Welcome bonus: 5,000 IndiGo BluChips + 3-month EazyDiner Prime membership + Postcard Hotels voucher worth â¹3,000 on card activation (paid variant). Additional 3,000 IndiGo BluChips on spending â¹1 lakh within 90 days of card issuance. | ||
Fees
| Joining feeZero joining fee with a â¹1 lakh fixed deposit pledge (FD-backed variant; forfeits some welcome benefits) | ₹4,999 |
| Annual fee | ₹4,999 |
Eligibility
Min annual income₹6,00,000
Age21 – 65 years
EmploymentSalaried & self-employed
Ready to apply for the IndiGo IDFC FIRST Dual Credit Card?
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