Key features
- Zero forex markup on all international transactions
- Metal card with premium construction
- 4 domestic airport lounge and spa visits per quarter via Dreamfolks (1 guest per quarter)
- 4 international airport lounge visits per quarter via Dreamfolks
- Up to 2 complimentary golf rounds per month
- Rs. 4,000 welcome cashback on 4 qualifying transactions within 60 days of issuance
- Up to 60X reward points on hotel and flight bookings via IDFC FIRST Bank app
- Buy-one-get-one movie ticket offer (up to Rs. 500 off the second ticket) twice per month via District by Zomato
- Trip cancellation insurance up to Rs. 50,000 on non-refundable bookings
- Interest-free cash withdrawals for 45 days in India and abroad
- Air Accident Cover of Rs. 1 Crore
Rewards
| Category | Rate | Detail |
|---|---|---|
| travel via app | 60× | Up to 60X reward points on hotel and flight bookings via IDFC FIRST Bank mobile app (First Rewards Gallery) |
| high spend | 10× | 10X reward points on incremental spends above Rs. 20,000 per statement cycle and on birthdays |
| rent education wallet | 3× | 3X reward points on rent, government services, wallet loads, and education payments |
| utilities insurance | 1× | 1X reward points on insurance and utility payments |
| Default earn rate | 5× | All other eligible retail spends |
| Welcome bonus: Rs. 4,000 cashback: Rs. 1,000 back on each of 4 transactions worth Rs. 1,000 or more, completed within 60 days of card issuance | ||
Fees
| Joining fee | ₹5,999 |
| Annual fee | ₹5,999 |
Lounge access
Domestic16 visits / year
International16 visits / year
ProgrammeDreamfolks
Eligibility
Min annual income₹25,00,000
Age21 – 65 years
EmploymentSalaried & self-employed
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