Annual Fee
₹500
Rewards
1 pts/₹100
Lounge Visits
8/year
Min Income
₹3L/yr
Rewards Details
| Category | Reward Rate | Details |
|---|---|---|
| irctc | 5X | 5 reward points per INR 100 on IRCTC ticket bookings |
| dining | 3X | 3 reward points per INR 100 on dining, grocery, bill payments |
Fees
Joining Fee₹500
Annual Fee₹500(Waived on annual spend of INR 1,50,000+)
Lounge Access
Domestic Visits8/year
ProgramRailway + Airport lounge access
Fuel Surcharge
1% fuel surcharge waived on transactions between INR 400-5,000
Eligibility
Min Annual Income₹3,00,000
Age21 - 65 years
EmploymentSalaried & Self-employed
Key Features
- 5 reward points per INR 100 on IRCTC bookings
- 8 complimentary domestic airport lounge visits/year
- 8 complimentary IRCTC Executive Lounge visits/year
- UPI-enabled RuPay card
- 1% fuel surcharge waiver
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