₹0Lifetime Free Cards

YES BANK POP-CLUB Credit Card

Yes Bank·RuPay·Co-Branded
Online ShoppingLifetime FreeEveryday
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YES BANK POP-CLUB Credit Card
Annual fee₹399
CategoryOnline Shopping
Lounge accessNone
Fee waiver₹1,50,000

Key features

  • 10 POPcoins per Rs 100 on online transactions (up to 10% effective if redeemed at face value)
  • 7 POPcoins per Rs 100 on UPI payments via the POP app (2 base + 5 bonus)
  • POPcoins redeemable at 500+ partner brands through the POP Club app
  • Lifetime free joining fee (current LTF promo)
  • Year-2 annual fee of Rs 399 + GST waived on annual spend of Rs 1.5 lakh
  • Welcome benefits package worth up to Rs 5,000 across Cleartrip, Zomato Gold, PharmEasy Plus, and Blinkit

Rewards

CategoryRateDetail
online shopping10×10 POPcoins per Rs 100 on online transactions
upi7×7 POPcoins per Rs 100 on UPI payments via the POP app (2 base + 5 bonus)
Default earn rate2×All other eligible retail spends
Welcome bonus: 500 POPcoins on card activation plus welcome benefits worth up to Rs 5,000 (Rs 750 Cleartrip voucher, 3 months Zomato Gold, 6 months PharmEasy Plus, 5 free Blinkit deliveries)

Fees

Joining fee₹0
Annual feeWaived on annual spend of Rs 1,50,000+₹399

Eligibility

Min annual income₹3,00,000
Age18 – 65 years
EmploymentSalaried & self-employed

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