YES BANK Zagg Credit Card
RuPayco-branded

YES BANK Zagg Credit Card

Yes Bank

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Annual Fee

FREE

Cashback

Up to 0.75%

Lounge Visits

8/year

Min Income

₹3L/yr

Cashback Details

CategoryCashback Rate
upi zagg app0.75%

Fees

Joining FeeFREE
Annual FeeFREE

Lounge Access

Domestic Visits8/year
Program2 complimentary domestic airport lounge visits per calendar quarter, conditional on Rs 50,000 or more of qualifying spend in the previous quarter (up to 8 visits per year). Access via the RuPay Lounge Programme.

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions; fuel spend is excluded from Zagg Coin accrual

Eligibility

Min Annual Income₹3,00,000
Age21 - 60 years
EmploymentSalaried & Self-employed

Key Features

  • Lifetime free RuPay co-branded credit card with no joining fee and no annual fee
  • 0.75% effective cashback on UPI spends via the Zagg app (3 Zagg Coins per Rs 100; each coin redeems at Rs 0.25)
  • Monthly coin earning cap: 1.5% of assigned credit limit per statement cycle in Zagg Coins
  • Minimum Rs 50 transaction required to earn coins; standard exclusions include fuel, rent, insurance, government services, and wallet top-ups
  • 2 complimentary domestic airport lounge visits per quarter, conditional on Rs 50,000 qualifying spend in the prior quarter (8 visits per year)
  • Buy-one-get-one movie ticket on District and BookMyShow platforms
  • 40% discount on Zomato and Swiggy food delivery orders
  • 1% fuel surcharge waiver at petrol stations and fuel retail outlets
  • Open to new Yes Bank credit card customers only; existing Yes Bank cardholders are not eligible

Ready to apply for YES BANK Zagg Credit Card?

Apply Now

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