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BOBCARD Etihad Guest

Bank of Baroda·Visa·Co-Branded
TravelLounge Access
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BOBCARD Etihad Guest
Annual fee₹2,500
CategoryTravel
Lounge access8 dom + 4 intl / yr
Fee waiver₹3,00,000

Key features

  • 1 Etihad Guest Mile per ₹100 on all domestic and cross-border spends
  • 3 Etihad Guest Miles per ₹100 on Etihad Airways spends
  • 8 domestic lounge visits per year (2 per quarter), 4 international (1 per quarter)
  • 1% forex markup on international transactions
  • 250 bonus miles on 4+ transactions of ₹25,000 in a statement cycle
  • 1% fuel surcharge waiver up to ₹250 per statement cycle

Rewards

CategoryRateDetail
travel3×3 Etihad Guest Miles per ₹100 on Etihad Airways spends
Default earn rate1×All other eligible retail spends
Welcome bonus: Standard: 2,500 miles on joining fee payment. Limited period (until May 31, 2026): up to 7,500 miles: 5,000 on ₹25,000 spend in first 60 days with joining fee paid, plus 2,500 additional miles on ₹50,000 cumulative spend.

Fees

Joining fee₹2,500
Annual feeWaived on annual spend of ₹3,00,000 or more₹2,500

Lounge access

Domestic8 visits / year
International4 visits / year
ProgrammeBOBCARD lounge programme (2 domestic per quarter, 1 international per quarter)

Eligibility

Min annual income₹0
Age21 – 60 years
EmploymentSalaried & self-employed

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