Annual Fee
FREE
Cashback
Up to 5%
Lounge Visits
None
Min Income
₹3L/yr
Cashback Details
| Category | Cashback Rate | Details |
|---|---|---|
| choice | 5% | 5% cashback on choice of 2 categories (Amazon, Flipkart, Swiggy, Uber, etc.) |
| e commerce | 3% | 3% cashback on PayZapp and Smartbuy |
| others | 1% | 1% cashback on all other spends |
Monthly cashback cap: ₹2,000
Fees
Joining FeeFREE(Lifetime free)
Annual FeeFREE(Lifetime free)
Fuel Surcharge
1% fuel surcharge waived on transactions between INR 400-5,000
Eligibility
Min Annual Income₹3,00,000
Age21 - 65 years
EmploymentSalaried & Self-employed
Key Features
- Lifetime free digital credit card
- 5% cashback on your choice of 2 categories
- 3% cashback on PayZapp and HDFC Smartbuy
- Fully customisable with PayZapp app
- 1% fuel surcharge waiver
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