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IDFC First Power Plus Credit Card

IDFC First Bank·RuPay·Co-Branded
4.2/ 5Read full review →
FuelBillsEveryday
Apply on IDFC First BankRead full review

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Card ProfileReviewed by Vikram WarialaniLast verified 5 May 2026
IDFC First Power Plus Credit Card
Annual fee₹499
CategoryFuel
Lounge accessNone
Fee waiver₹1,50,000

Key features

  • 6.5% fuel savings at HPCL pumps
  • 5% cashback on FASTag recharges
  • 3X reward points on UPI spends
  • RuPay card with UPI support
  • Fuel surcharge waiver at HPCL

Rewards

CategoryRateDetail
fuel26×6.5% fuel savings at HPCL pumps
bill payments20×5% cashback on FASTag recharges
online12×3X reward points on UPI spends
Default earn rate1×All other eligible retail spends
Welcome bonus: Welcome reward points on activation

Fees

Joining fee₹499
Annual feeWaived on annual spend of INR 1,50,000+₹499

Eligibility

Min annual income₹2,50,000
Age21 – 65 years
EmploymentSalaried & self-employed
Worth comparing

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