Visapremium

SBI Card Miles

SBI Card

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Annual Fee

₹1,499

Rewards

0.5 pts/₹100

Lounge Visits

4/year

Min Income

₹4L/yr

Rewards Details

Category	Reward Rate	Details
travel	1X	1 Travel Credit per ₹100 on airline, hotel, and travel portal spends (1% effective return at ₹1 per Travel Credit)

Fees

Joining Fee₹1,499

Annual Fee₹1,499(Waived on annual spend of ₹6 lakh or more)

Lounge Access

Domestic Visits4/year

ProgramPriority Pass membership complimentary for first 2 cardholder years; no complimentary international lounge visits included. Additional domestic visits earned at 1 per ₹1 lakh spend milestone.

Fuel Surcharge

1% fuel surcharge waiver up to ₹250 per statement cycle

Eligibility

Min Annual Income₹3,60,000

Age21 - 60 years

EmploymentSalaried & Self-employed

Min Credit Score700+

Key Features

Earn 1 Travel Credit per ₹100 on travel spends and 0.5 Travel Credit per ₹100 on all other spends (₹1 value per Travel Credit)
1,500 Travel Credits welcome gift on spending ₹30,000 within 60 days of card issuance
Transfer Travel Credits 1:1 to multiple airline and hotel loyalty programmes
4 complimentary domestic airport lounge visits per year with no spend condition; 1 additional visit per ₹1 lakh spend milestone
Priority Pass membership complimentary for first 2 cardholder membership years; international lounge visits billed at Priority Pass standard rates
5,000 bonus Travel Credits on reaching ₹5 lakh annual spend
Annual fee reversal on reaching ₹6 lakh annual spend
1% fuel surcharge waiver up to ₹250 per statement cycle
Minimum redemption of 2,000 Travel Credits per transaction; credits valid 2 years from date of receipt