Tool · Fuel Cards · India 2026
Compare fuel cards by real value-back.
All 7 dedicated fuel credit cards ranked by their accelerated reward rate -- the number that actually matters when you fill up. Set your monthly spend, filter by partner station, and see estimated savings in rupees.
Comparison tool
Fuel card value-back comparison
All 7 dedicated fuel cards ranked by accelerated reward rate. Adjust the spend slider and filters to model your usage.
Fuel partner
UPI capable
Monthly fuel spend: Rs.8,000
Sort by
Card
Accel. cap
01
RBL Bank
RBL Bank IndianOil Xtra Credit Card
Mastercard
7.50%rewards-only
~Rs.13,333monthly spend
Rs.600
AnnualRs.1,500
SurchargeWaived
02
IDFC First Bank
IDFC First Power Plus Credit Card
RuPay
UPI
6.50%rewards-only
No capmonthly spend
Rs.520
AnnualRs.499
SurchargeWaived
03
SBI Card
BPCL SBI Card Octane
Visa
Lounge
6.25%rewards-only
~Rs.10,000monthly spend
Rs.500
AnnualRs.1,499
SurchargeWaived
04
RBL Bank
RBL IndianOil Credit Card
Mastercard
5.00%rewards-only
~Rs.10,000monthly spend
Rs.400
AnnualRs.500
SurchargeWaived
05
HDFC Bank
IndianOil HDFC Bank Credit Card
RuPay
UPI
4.80%rewards-only
~Rs.3,000monthly spend
Rs.144
AnnualRs.500
SurchargeWaived
06
Axis Bank
IndianOil Axis Bank Credit Card
Visa
4.00%rewards-only
~Rs.5,000monthly spend
Rs.200
AnnualRs.500
SurchargeWaived
01
RBL Bank
RBL Bank IndianOil Xtra Credit Card
Mastercard
7.50%value-back
Accel. cap~Rs.13,333
Est. @ Rs.8,000Rs.600
Annual feeRs.1,500
SurchargeWaived
02
IDFC First Bank
IDFC First Power Plus Credit Card
RuPay
UPI6.50%value-back
Accel. capNo cap
Est. @ Rs.8,000Rs.520
Annual feeRs.499
SurchargeWaived
03
SBI Card
BPCL SBI Card Octane
Visa
6.25%value-back
Accel. cap~Rs.10,000
Est. @ Rs.8,000Rs.500
Annual feeRs.1,499
SurchargeWaived
04
RBL Bank
RBL IndianOil Credit Card
Mastercard
5.00%value-back
Accel. cap~Rs.10,000
Est. @ Rs.8,000Rs.400
Annual feeRs.500
SurchargeWaived
05
HDFC Bank
IndianOil HDFC Bank Credit Card
RuPay
UPI4.80%value-back
Accel. cap~Rs.3,000
Est. @ Rs.8,000Rs.144
Annual feeRs.500
SurchargeWaived
06
Axis Bank
IndianOil Axis Bank Credit Card
Visa
4.00%value-back
Accel. cap~Rs.5,000
Est. @ Rs.8,000Rs.200
Annual feeRs.500
SurchargeWaived